Toby

What’s Driving Auto Insurance Rates?

What is Driving Auto Insurance Rates?Like consumers prices across many parts of the economy, auto insurance rates are rising, too. Rate increases can be difficult for consumers, but as their trusted, an expert adviser can help your clients understand the changes as you work with them to navigate the road ahead. Returning to “Normal” (Frequency)Driving…
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Motorcycle Safety Tips

Motorcycle Safety Tips   Riding a motorcycle, whether you’re a new or seasoned rider, can be challenging and comes with a lot of responsibility. Although you’re not in a vehicle, the rules of the road still apply to you just like every other driver on the road. We put together some helpful tips that will […]
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Checklist For An Annual Business Insurance Policy Review

Checklist For An Annual Business Insurance Policy Review The year-end means more than merriment, mistletoe, and your year-end business income and financial reconciliation-it are also the time to perform your annual business insurance review. As your business has grown or shifted in the past year, likely so have your insurance needs. Small business owners and […]
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Insurance Score vs Credit Score

      Confused about the difference between an insurance score and a credit score? Let’s help you learn about the two and how it relates to your insurance rate and premium price.   Is an insurance score the same as a credit score??                                                                                                                                                                                                                                                  * NO. A credit score shows lenders how likely […]
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Homeowners Insurance and the Rising Cost of Building Materials

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340% from 2020. What is more, lumber prices […]
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What drives your insurance price up!

Do you understand what drives the cost of your automobile insurance? There are several factors but credit score and driving history are the two main ones. Credit-based insurance scores are based on age -16-year old’s pay 379% more than 55-year olds. Gender – women pay 5% more than men. Marital status – married drivers pay […]
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Dog Bites

Dog Bites   Do you know? A dog may be considered man’s best friend, but unfortunately. dog bites do happen. According to the insurance information institute, dog bites accounted for $686 million in homeowners insurance liability claims paid in 2017 in the United States.   TIPS to prevent DOG BITES Never pet dogs without allowing…
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Excess Liability Covers so Much More

We worked hard for our success. We deserve an insurance partner who recognizes that. At McKnight, we know that the more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A […]
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Ransomware

Protect Yourself from Ransomware   With a recent uptick in attacks and more expected on the horizon, ransomware is starting to make headlines again. It’s very crucial that agents and insureds know what ransomware is and how to prevent it. During a ransomware attack, criminals break in computer networks and install programs that encrypt data. […]
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Insurance for your pool

Are you considering adding an addition of a swimming pool to your backyard? Although it can be a blissful retreat for the household, and offer hours of enjoyment, it comes with some serious considerations regarding home insurance and safety. The type of swimming pool that you purchase, or build is important when reviewing your coverage. […]
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