Painters Insurance in Texas — Coverage for the Work You Stand Behind.
Whether you're doing interior repaints, exterior work on ladders and lifts, or commercial painting jobs, your business takes on real risk every time a crew is on-site. We build programs that match how your painting business actually operates.
Coverage That Fits Painting Operations
The right painters insurance program covers more than just general liability.
Painting work means working around a customer's belongings, on ladders and scaffolding, and often with materials that carry their own risks. Here's what a properly built painters program typically includes:
What We Watch For
The exposures that catch painting contractors off guard.
Common gaps we find
- ✓No coverage for damage to a customer's furniture, flooring, or belongings during a job
- ✓Subcontracted crews working without their own GL or workers' comp
- ✓Ladders, lifts, and sprayers left off the policy entirely
- ✓Lead paint or commercial/industrial coatings work not disclosed, leading to coverage disputes
What we ask before we quote
- →Do you do residential, commercial, or industrial painting — or a mix?
- →Do you do interior, exterior, or both — and do you work from lifts or scaffolding?
- →Do you use subcontracted crews, and do they carry their own coverage?
- →Do you ever work on older homes that may involve lead paint considerations?
Why Painters Work With McKnight
We're not guessing at what your business looks like day to day.
We Know the Trades
Our team comes from contractor backgrounds — we understand the real risks of working inside someone's home or on a commercial job site.
Independent & Carrier-Flexible
We shop your painting program across multiple carriers to find the right combination of price and coverage for your operation.
Real People When You Need Us
Need a certificate of insurance for a new job? Call us during business hours and we'll handle it fast.
Common Questions
Questions painting contractors ask us most.
General liability typically covers accidental damage to a customer's property that happens during your work. We make sure your limits are appropriate for the type of jobs you take on.
Get Started
Let's build the right insurance program for your painting business.
Call us or request a quote. We'll ask the right questions about your operation — residential, commercial, or both — and find a program that actually fits and responds when you need it.
McKnight Insurance Services · Mansfield, TX · Same-day certificates · Weekdays 8:30am–5pm