Business Insurance · Texas

Business insurance for Texas companies.
Find what you need.

We’re an independent agency representing 100+ carriers. We don’t push one company’s products — we find the right coverage for your business, your industry, and your budget.

Industries & Specialties

Not every business has the same risk. Start with your industry.

Each industry hub walks you through the coverages most relevant to your type of business — and links to every policy that applies.

Contractors & Trades

Landscapers, tree care, pool builders, roofers, plumbers, and every trade in between.

View coverage →

Commercial Auto & Trucking

Fleets, owner-operators, cargo carriers, and businesses with vehicles on the road.

View coverage →

Professional & Office

Consultants, agencies, firms, and office-based businesses that provide advice or services.

View coverage →

Hospitality & Alcohol

Restaurants, bars, breweries, event venues, and businesses that serve or sell alcohol.

View coverage →

Property & Asset Protection

Property owners, manufacturers, and businesses protecting physical assets and equipment.

View coverage →

Independent agency — 100+ carriers

We shop the market, not one company’s lineup. You get real options at competitive prices.

Built for business owners

Our team comes from construction, trucking, and landscaping. We speak the language.

Real people, real answers

817.277.6166, weekdays 8:30–5pm. Someone who knows your account picks up.

All Business Coverages

Browse every commercial coverage we write.

Listed alphabetically. Click any coverage to learn more about what it covers and who needs it.

Auto Umbrella & Excess →

Excess liability for commercial vehicles

Builders Risk →

Coverage during construction projects

Business Income & Extra Expense →

Income replacement when you can’t operate

Commercial Auto →

Coverage for business-owned vehicles

Commercial Property / BOP →

Your building, contents, and business assets

Commercial Umbrella →

Excess liability above primary limits

Contractor Professional Liability →

E&O for contractors who design or specify

Cyber Liability →

Data breach, ransomware, and cyber incidents

Employment Practices (EPLI) →

Wrongful termination, harassment, discrimination

Equipment Breakdown →

Mechanical & electrical failure your property won’t cover

General Liability →

Foundation of any business insurance program

Hired & Non-Owned Auto →

When employees drive their own vehicles for work

Inland Marine / Tools & Equipment →

Mobile equipment and tools away from your location

Installation Floater →

Materials in transit before installation is complete

Liquor Liability →

Texas Dram Shop coverage for alcohol-serving businesses

Management Liability →

D&O, EPLI, and fiduciary for owners and managers

Motor Truck Cargo →

Freight in your care, custody, and control

Physical Damage →

Collision and comprehensive for commercial trucks

Product Liability →

Claims from products you make, sell, or supply

Professional Liability / E&O →

Claims from professional advice or services

Surety Bonds →

Contractor license and performance bonds

Trailer Interchange →

Physical damage to non-owned trailers in your possession

Workers’ Compensation →

Medical and wage coverage for injured employees

All Business Coverages

Browse every commercial coverage we write.

Listed alphabetically. Click any coverage to learn more about what it covers and who needs it.

Auto Umbrella & Excess →

Excess liability for commercial vehicles

Builders Risk →

Coverage during construction projects

Business Income & Extra Expense →

Income replacement when you can’t operate

Commercial Auto →

Coverage for business-owned vehicles

Commercial Property / BOP →

Your building, contents, and business assets

Commercial Umbrella →

Excess liability above primary limits

Contractor Professional Liability →

E&O for contractors who design or specify

Cyber Liability →

Data breach, ransomware, and cyber incidents

Employment Practices (EPLI) →

Wrongful termination, harassment, discrimination

Equipment Breakdown →

Mechanical & electrical failure your property won’t cover

General Liability →

Foundation of any business insurance program

Hired & Non-Owned Auto →

When employees drive their own vehicles for work

Inland Marine / Tools & Equipment →

Mobile equipment and tools away from your location

Installation Floater →

Materials in transit before installation is complete

Liquor Liability →

Texas Dram Shop coverage for alcohol-serving businesses

Management Liability →

D&O, EPLI, and fiduciary for owners and managers

Motor Truck Cargo →

Freight in your care, custody, and control

Physical Damage →

Collision and comprehensive for commercial trucks

Product Liability →

Claims from products you make, sell, or supply

Professional Liability / E&O →

Claims from professional advice or services

Surety Bonds →

Contractor license and performance bonds

Trailer Interchange →

Physical damage to non-owned trailers in your possession

Workers’ Compensation →

Medical and wage coverage for injured employees

Trades & Specialties

Industry-specific pages for your trade.

Don’t see your industry above? These pages go deep on coverage for specific trades and business types.

Get Started

Not sure where to start? Just call us.

We’ll ask a few questions about your business and point you in the right direction. No pressure, no jargon.

McKnight Insurance Services  ·  Mansfield, TX  ·  Weekdays 8:30am–5pm