News

Are you a Barber or Barber shop owner?

Are you a barber renting a booth from a barber shop owner?  Or are you the barber shop owner responsible for protecting your space and business assets and employees? Whether you own your shop or rent a booth, General Liability is an important coverage. This protects you and your employees from third party claims, claims […]
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Earthquakes don’t happen where you live or do they?

According to the U.S. Geological Survey, earthquakes pose a significant risk to 75 million Americans in 39 states. In fact, from 2002 to 2012, earthquakes of 4.0 magnitude or greater occurred in 23 U.S. states. While the damage isn’t usually severe, each tremor leaves local residents asking, “What if it’s bigger next time?” The U.S. […]
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Tis the Season to be Jolly and Responsible!

Liquor Liability – is special coverage needed? Any person or business entity that sells or furnishes liquor to a guest has a civil and legal duty to do so responsibly. That legal duty is spelled out in various “dram shop” laws passed in 43 states and in court decisions that guide the other states. A […]
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Automobile Liability Limits

Automobile Liability is the coverage that pays for bodily injury and property damage that you, your family, or a permissive use driver of your vehicle cause while driving your car. In the event you are sued, the liability will pay for any legal expenses and court costs that you may incur. The minimum automobile liability […]
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